ICICI HPCL Super Saver credit card is one of the most popular credit cards in India. You can consider it as a fuel credit card and a movie credit card. With this credit card, you can save huge on fuel spending, grocery & departmental store spending, and utility bills. You will get a discount on movie ticket booking at Inox and BookMyShow.
ICICI HPCL Super saver credit card will help you to save money on your spending at departmental stores, fuel, and utility, etc. Plus you will get a discount during festive seasons, for more information check the rewards & cashback section below.
Also Read: SBI BPCL Octane Credit Card Review
I am sharing this ICICI HPCL Credit Card review after using it for more than 2 years, and this credit card review will add value to you. So to know more about this ICICI HPCL Super saver credit card kindly read this blog post completely.
|Suitable for||Fuel, Departmental store, Utility|
|Reward type||Reward points|
|Cashback rate||Up to 5.5%|
|Welcome benefit||2000 reward points worth Rs.500 and ₹100 cashback in your HP Pay wallet.|
|Partner bank||ICICI Bank|
Fees & Charges
|Joining fee||₹ 500|
|Renewal fee||₹ 500|
|Forex charge||3.5% of the transaction amount|
|Interest||3.5% per month (42% annualised)|
|Reward redemption fee||Rs.99 +taxes|
|Annual fee waiver||The annual fee will be waived on spending RS.150000 in the previous year.|
|Fuel Surcharge Waiver||1% fuel surcharge waiver on transactions between Rs.400 to Rs.4000 and capped at ₹100 per statement cycle.|
Cashback & Rewards
|Fuel at HPCL||4% cashback||Rs.200 per cycle|
|Surcharge waiver||1% on transactions between RS.400 to Rs.4000||Rs.100|
|Departmental stores||5% cashback||Rs.100|
|HP gas cylinder||5% cashback||Rs.100|
|Utility payment||5% cashback||Rs.100|
|Flipkart grocery & Amazon Fresh||5% cashback||Rs.100|
|Other||2 reward points per RS.100 spent = .50%||Unlimited|
Reward points will be credited to your credit card, you can redeem them at fuel stations and shopping malls or you can purchase gift vouchers from the ICICI bank rewards catalog or you can use these reward points for recharge & bill pay. A 99+GST reward redemption fee is applicable while you purchase gift vouchers or products from ICICI Bank’s reward catalog. It is very easy reward points of ICICI HPCL super saver credit card.
Also Read: Best Fuel Credit Cards in India
Benefits of ICICI HPCL Super Saver Card
The finest dining experiences now come with equally impressive savings. Exclusive dining offers through ICICI Bank Culinary Treats Programme.
- 25% discount up to 100 on booking minimum 2 tickets at BookMyShow – twice a month
- 25% discount up to 100 on booking minimum 2 tickets at Inox – twice a month
Automobile Associated Privileges
Complimentary 24*7 road side assistance (RSA) services – on site roadside repair, towing of vehicle, taxi service, locked/lost key benefit, emergency assistance etc.
complimentary 1 domestic airport lounge access. You need to spend at least Rs 5,000 in a calendar quarter on your card to avail airport lounge facility in the next calendar quarter.
How To Apply
What is HPCL super saver card?
HPCL super saver is a co-branded credit card launched by HPCL in partnership with ICICI bank.This card offers huge benefits on fuel, gas, grocery, departmental stores and utility bill payment.
What is the welcome benefit of HPCL Super saver card?
You will get 2000 reward points worth rs.500 after spending rs.5000 within first 30 day, And ₹100 cashback in your HP Pay wallet after loading ₹1000 in your HP Pay wallet.
How to apply for ICICI HPCL Super saver credit card?
Customers can apply for an ICICI HPCL Super saver card through the bank’s Internet banking portal or the mobile banking app. You will get a digital virtual credit card instantly after approval.
How to redeem ICICI bank HPCL super saver card reward points?
Cashback will be credited in form of reward points, And you can redeem reward points through bank’s reward portal, you can order products from catalog or simply purchase gift vouchers.
What is the joining fee and annual fee of ICICI HPCL super saver credit card?
ICICI HPCL super saver credit card has a joining fee of RS.500 and annual fee of Rs.500, you will get 2000 reward points worth Rs.500 as joining bonus, And annual fee will be waived off on spending Rs.150000 in the previous year.
With ICICI HPCL Super saver credit card you can save up to 7.5% on your fuel spendings at HPCL pumps (5% cashback + 1% surcharge waiver + 1.5% on HP Pay app.) You can save 6.5% on HP gas cylinder booking (5% cashback + 1.5% on HP Pay app. You will get 5% cashback on departmental stores and utility payment.
Even you will earn 5% cashback on Flipkart grocery and Amazon fresh orders, its already tested by me and always I earn reward points.
You will get 25% discount up to 100 on movie ticket booking at BookMy Show and Inox. This offer is applicable twice a month per card.
Sometimes ICICI bank offers this card as a lifetime free credit card.
ICICI HPCL super saver credit card has huge benefits, you can save huge on your online & offline spends, so you may consider keeping this card in your wallet. But the card has a very low capping limit on every category which is very frustrating, if you spend much more than RS.5000 per month on fuel then you may consider other fuel credit cards for better cashback. But definitely, other features of this credit card are damm good.
I have tried my best to share ICICI HPCL super saver card features, benefits & charges, and how you can maximize your savings using this card. I hope this credit card review was helpful for you kindly share it with others on your social media.
Are you using an ICICI HPCL Super Saver credit card? Share your experience in the comment section below.
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