ICICI HPCL Super Saver Credit Card Review (6.5% value back), Benefits, Charges & More

ICICI HPCL Super Saver credit card is one of the most popular credit cards in India. You can consider it as a fuel credit card and a movie credit card. With this credit card, you can save huge on fuel spending, grocery & departmental store spending, and utility bills. You will get a discount on movie ticket booking at Inox and BookMyShow.

ICICI HPCL Super saver credit card will help you to save money on your spending at departmental stores, fuel, and utility, etc. Plus you will get a discount during festive seasons, for more information check the rewards & cashback section below.

Also Read: SBI BPCL Octane Credit Card Review

I am sharing this ICICI HPCL Credit Card review after using it for more than 2 years, and this credit card review will add value to you. So to know more about this ICICI HPCL Super saver credit card kindly read this blog post completely.


ICICI HPCL Super saver
Annual fee₹500
Card networkVISA
Suitable forFuel, Departmental store, Utility
Reward typeReward points
Cashback rateUp to 5.5%
Welcome benefit2000 reward points worth Rs.500 and ₹100 cashback in your HP Pay wallet.
Partner bankICICI Bank
  • 2000 reward points will be added after spending Rs.5000 in the first 30 days, and if you have paid the joining fees of this card.
  • ₹100 will be added to your HP Pay wallet after you load ₹1000 in your wallet.

Fees & Charges

Joining fee₹ 500
Renewal fee₹ 500
Addon card₹100
Forex charge3.5% of the transaction amount
Interest3.5% per month (42% annualised)
Reward redemption feeRs.99 +taxes
Annual fee waiverThe annual fee will be waived on spending RS.150000 in the previous year.
Fuel Surcharge Waiver1% fuel surcharge waiver on transactions between Rs.400 to Rs.4000 and capped at ₹100 per statement cycle.

Cashback & Rewards

Fuel at HPCL4% cashback Rs.200 per cycle
Surcharge waiver1% on transactions between RS.400 to Rs.4000Rs.100
Departmental stores5% cashbackRs.100
HP gas cylinder5% cashbackRs.100
Utility payment5% cashbackRs.100
Flipkart grocery & Amazon Fresh5% cashbackRs.100
Other2 reward points per RS.100 spent = .50%Unlimited
  • Use the HP Pay app to get 1.5% extra cashback on fuel purchases, utility payments, and gas cylinder booking.
  • Customers can earn a maximum of Rs.500 per month in the form of cashback and accelerated rewards across all categories.
  • Cashback will be credited as reward points and a reward redemption fee of Rs.99+taxes is applicable

Reward redemption

Reward points will be credited to your credit card, you can redeem them at fuel stations and shopping malls or you can purchase gift vouchers from the ICICI bank rewards catalog or you can use these reward points for recharge & bill pay. A 99+GST reward redemption fee is applicable while you purchase gift vouchers or products from ICICI Bank’s reward catalog. It is very easy reward points of ICICI HPCL super saver credit card.

Also Read: Best Fuel Credit Cards in India

Benefits of ICICI HPCL Super Saver Card

  • 25% discount up to Rs.100 on the purchase of a minimum of two tickets per transaction, twice per month.
  • Airport lounge access for free per quarter.
  • Up to 6.5% value back on fuel purchases at HPCL pumps
  • A 99+taxes reward redemption fee is applicable

Culinary Treats

The finest dining experiences now come with equally impressive savings. Exclusive dining offers through ICICI Bank Culinary Treats Programme.

Movie offer

  • 25% discount up to 100 on booking minimum 2 tickets at BookMyShow – twice a month
  • 25% discount up to 100 on booking minimum 2 tickets at Inox – twice a month

Automobile Associated Privileges

Complimentary 24*7 road side assistance (RSA) services – on site roadside repair, towing of vehicle, taxi service, locked/lost key benefit, emergency assistance etc.

Lounge Access

complimentary 1 domestic airport lounge access. You need to spend at least Rs 5,000 in a calendar quarter on your card to avail airport lounge facility in the next calendar quarter.

How To Apply

  • If you have an ICICI Bank credit card then call customer care request to an upgrade.
  • If you have another bank’s credit card apply card to c ard basis
  • Or visit the bank’s website and apply now, fill details, and proceed further.


  • Indian resident
  • Age – Minimum 21 years and maximum 65 years
  • Salary/ITR – No official update (3.5Lakh is good)


  1. What is HPCL super saver card?

    HPCL super saver is a co-branded credit card launched by HPCL in partnership with ICICI bank.This card offers huge benefits on fuel, gas, grocery, departmental stores and utility bill payment.

  2. What is the welcome benefit of HPCL Super saver card?

    You will get 2000 reward points worth rs.500 after spending rs.5000 within first 30 day, And ₹100 cashback in your HP Pay wallet after loading ₹1000 in your HP Pay wallet.

  3. How to apply for ICICI HPCL Super saver credit card?

    Customers can apply for an ICICI HPCL Super saver card through the bank’s Internet banking portal or the mobile banking app. You will get a digital virtual credit card instantly after approval.

  4. How to redeem ICICI bank HPCL super saver card reward points?

    Cashback will be credited in form of reward points, And you can redeem reward points through bank’s reward portal, you can order products from catalog or simply purchase gift vouchers.

  5. What is the joining fee and annual fee of ICICI HPCL super saver credit card?

    ICICI HPCL super saver credit card has a joining fee of RS.500 and annual fee of Rs.500, you will get 2000 reward points worth Rs.500 as joining bonus, And annual fee will be waived off on spending Rs.150000 in the previous year.


With ICICI HPCL Super saver credit card you can save up to 7.5% on your fuel spendings at HPCL pumps (5% cashback + 1% surcharge waiver + 1.5% on HP Pay app.) You can save 6.5% on HP gas cylinder booking (5% cashback + 1.5% on HP Pay app. You will get 5% cashback on departmental stores and utility payment.

Even you will earn 5% cashback on Flipkart grocery and Amazon fresh orders, its already tested by me and always I earn reward points.

You will get 25% discount up to 100 on movie ticket booking at BookMy Show and Inox. This offer is applicable twice a month per card.

Sometimes ICICI bank offers this card as a lifetime free credit card.

ICICI HPCL super saver credit card has huge benefits, you can save huge on your online & offline spends, so you may consider keeping this card in your wallet. But the card has a very low capping limit on every category which is very frustrating, if you spend much more than RS.5000 per month on fuel then you may consider other fuel credit cards for better cashback. But definitely, other features of this credit card are damm good.

I have tried my best to share ICICI HPCL super saver card features, benefits & charges, and how you can maximize your savings using this card. I hope this credit card review was helpful for you kindly share it with others on your social media.

Are you using an ICICI HPCL Super Saver credit card? Share your experience in the comment section below.

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