9 Best Credit Cards For Rent Payment & Get Rewards

Paying rent from your credit card without any charges & earn a reward is very fantastic. Do you want the best credit card for rent payments? These cards also give you a reward for making rent payments and don’t charge any platform fees or very low fees.

Today, in this article I will share a list of the best credit cards for rent payments in India. Using these credit cards you can make rent payments & earn reward points. The best part is that these credit cards won’t charge any convenience fees for making payments. Recently, SBI cards and ICICI bank cards started charging fees for making rent payments. These are the best credit cards for rent payment and rewards in 2026.

Best Platforms To Pay Rent via Credit Card

Many rent payment platforms also charge fees to process payments, But today I will share a list of the best platforms to pay rent payment at a very low fee or for free.

Below I have listed some platforms where you make rent payments using credit cards at a nominal fee.

Platform Name	Processing Fees
Paytm	1.5% + GST (Cashback offers)
Cred	1.5% + GST (Discount up to ₹500)
Magicbricks	1% + GST
Nobroker	1% + GST
Freecharge	0.90% + GST
Paymatrix	2% + GST
RedGirraffe	0.39% + GST
Housing.com	1% + GST

Why Pay Rent From Credit Card?

If you pay rent directly from your bank account then money will go out of your bank account instantly. But if you pay your rent using a credit card you will get a grace period of 45-60 days and can earn interest on your money for this period. Most credit cards offer 45-60 days of billing cycle, which means you have to repay your card bills after some time and you keep this money with you and earn interest on it.

You can use the auto seep feature to earn maximum interest on your money. Auto-sweep feature creates automatic fixed deposits, this feature is offered by many popular banks.

Also Read: SBI Cashback credit card Review

Best Credit Cards For Rent Payment

Now it comes to, which is the best credit cards for rent payment and earn reward points (cashback). Don’t worry guys, below I am sharing a list of best credit cards for rent payment and earn which gives cashback (rewards).

1. Standard Chartered Ultimate Credit Card

Reward Rate – 3.33%
Capping – No Capping
Reward Type – Reward Points
Can be redeemed for gift vouchers

2. BOB Eterna Credit Card

Reward Rate – 3.75% (5X)
Capping – 5000 RP at 5X afterwards 1X, ie. if you spend 42,000 you’ll get maximum 5x points, 5000 RP per month.
Reward Type – Reward Points, Can be redeemed for statement cash.

3. Axis Magnus Credit Card

Reward Rate – 4.8% Miles / 1.2% GV / 2.4% Multibrand Voucher
Capping – You’ll get reward points for maximum Rs 50,000 Per Transaction.
If you pay rent of 60,000 you’ll get maximum 3000 points, not 3600.
Reward Type – Reward Points, Can be redeemed for airmiles/hotel points (best value) or gift vouchers.

4. Axis Reserve Credit Card

Reward Rate – 6% Miles / 1.5% GV / 3% Multibrand Voucher
Capping – You’ll get reward points for maximum Rs 1,00,000 Per Transaction.
If you pay rent of 1,20,000 you’ll get maximum 7500 points, not 9000.
Reward Type – Reward Points, Can be redeemed for airmiles/hotel points (best value) or gift vouchers.

5. Axis Vistara Infinite Credit Card

Reward Rate – 3% CV Points
Capping – No Cap
Reward Type – CV Points

6. Axis Vistara Signature Credit Card

Reward Rate – 2% CV Points
Capping – No Cap
Reward Type – CV Points

7. SBI Vistara Prime Credit Card

Reward Rate – 2% CV Points
Capping – No Cap
Reward Type – CV Points

8. HDFC Infinia Credit Card

Reward Rate – 3.33% Airmiles/Direct travel booking / 1.67% GV / 1% Cash
Capping – Maximum 2000 RP per month.
If you pay rent of 60,000 you’ll get maximum reward points 2000.
Reward Type – Reward Points,
Can be redeemed for airmiles/gift vouchers/direct travel booking/statement cash.

9. HDFC Diners Black Credit Card

Reward Rate – 3.33% Airmiles/Direct travel booking / 1.67% GV / 1% Cash
Capping – Maximum 2000 RP per month.
ie. If you pay rent of 60,000 you’ll get maximum reward points 2000.
Reward Type – Reward Points, Can be redeemed for airmiles/gift vouchers/direct travel booking/statement cash.

Summary

Thank you guys for reading this blog post completely. In this article I have tried my best to share a list of best credit cards for rent payment which also gives huge rewards (cashback). I hope this article was helpful for you to choose the best credit card for rent payment and the best payment platform to pay rent via credit card. Kindly share this blog post with others on your social media.

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Also Read: How To File A Complaint With RBI Banking Ombudsman

Is it safe to make rent payment to own UPI ids?

I know some of us pay rent to own UPI ids using credit card. This way you can transfer your credit card balance to bank account. Additionally, you can also earn credit card reward points. But it’s totally illegal as rent payment is a spending and collecting rent is an income. So never do this again unless your credit card may get blocked.

Does credit card company charge extra for paying rent?

Most credit cards don’t charge any fees for paying rent and some credit cards don’t give reward points for rent payments but some cards give huge cashback for paying rent via credit card. Recently, SBI cards & ICICI cards started charging fees on rent payments.

Is it safe to pay rent via credit card?

Yes, it is totally safe to pay rent using your credit card. Till you are making real & genuine rent payments using your credit card it is safe. But if you misuse this service then the bank may cancel your credit card.