Swiggy Launched Co-branded Credit Card in Partnership with HDFC Bank

Swiggy-HDFC Cobranded Credit Card Goes Head-to-Head with Amazon and Flipkart, Matching Their 5% Cashback Offer – But There’s a Twist! Cashbacks Redeemable Only on Swiggy.

Swiggy Teams Up with HDFC Bank for a Power-Packed Co-Branded Credit Card: Enjoy a Whopping 10% Cashback on Food Delivery, Grocery Orders via Instamart, and Dining Out with Dineout! Powered by Mastercard.

With a generous 10% cashback, Swiggy and HDFC Bank have taken cobranded credit cards to new heights. Customers can now relish substantial rewards on food deliveries, grocery orders through Instamart, and dining experiences via Dineout, all conveniently hosted on the reliable Mastercard network.

This impressive cashback offering sets the Swiggy-HDFC card apart from other brands’ typical 5% cashback deals for in-platform shopping. Even major players like Amazon, Flipkart, Paytm, and Tata Neu provide around 5% cashback on their respective platforms, occasionally featuring additional offers. Notably, HDFC Bank has also partnered with Paytm and Tata Neu for their cobranded credit card ventures.

Also Read: Scapia Credit Card Review 2023, Features, Cashback, Charges & More

Swiggy, in collaboration with HDFC Bank, has raised the bar with its new co-branded credit card, offering an enticing five percent cashback not only on Swiggy transactions but also on shopping across various e-commerce giants like Amazon, Flipkart, Myntra, Nykaa, Ola, Uber, PharmEasy, NetMeds, BookMyShow, and many others. This means no more dilemmas between Amazon-ICICI or Flipkart-Axis cards – the Swiggy card simplifies it all, providing the same cashback benefits across the board.

The catch? Well, to make the most of these attractive rewards, customers need to be frequent Swiggy users each month. The cashback is in the form of ‘Swiggy Money,’ usable exclusively within the Swiggy ecosystem. While this may seem limiting, those who regularly spend on Swiggy, especially for groceries through Instamart, will find it quite rewarding. For instance, if your monthly grocery expenses exceed Rs 4,000-5,000, you can effortlessly utilize Swiggy Money for your Instamart purchases.

Comparatively, the Amazon ICICI credit card offers cashback as ‘Amazon Pay Balance,’ valid only on Amazon and partner merchants. However, the Amazon platform boasts a broader spectrum of usage, including insurance, flight tickets, and hotel bookings.

Also Read: Swiggy HDFC Credit Card Review 2023

Swiggy’s strategic move to introduce this credit card, coupled with its attractive cashback offers, comes at a critical time when it faces growing competition from Zomato and its grocery delivery platform, Blinkit. By fostering customer loyalty and incentivizing higher usage, the Swiggy-HDFC card aims to solidify its position in the market.

In conclusion, for savvy shoppers who frequent various e-commerce platforms and love the convenience of food and grocery delivery from Swiggy, the Swiggy-HDFC co-branded credit card emerges as a compelling choice. Its unmatched cashback offerings and potential for significant savings make it a game-changer in the world of credit cards

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