Scapia Credit Card Review 2023, Features, Cashback, Charges & More

Scapia credit card is a co-branded credit card brought to you by Scapia technology private limited in partnership with Federal Bank. This is a lifetime free credit card specially designed for travelers and forex transactions.

With Scapia credit card you will pay zero forex markup fees but you will not earn cashback on your forex transactions. Cashback will be credited in the form of scapia coins and you can use these coins during ticket booking and get discount, The value of 5 scapia coins equals to 1 rupee.

Scapia credit card is one of the best forex credit cards available in India, This credit card has unlimited access to domestic airport lounges which is the most attractive feature of this card.

Also Read: Gild Credit Card Review 2023

Today in this blog post I will share more information like Eligibility criteria, Fees & charges, benefits, and how to get a Scapia credit card. So to know more you can read this blog post completely.


Scapia Credit Card
Annual feeFree
Best FeaturesZero Forex markup,
Unlimited Domestic Lounge Access
Card networkVISA
Suitable forTravel, Hotel Booking, Forex transaction
Reward typeCoins
Cashback rate
Welcome benefit
Partner bankFederal bank

Fees & Charges

Joining feeFree
Renewal feeFree
Addon cardNA
Forex chargeZero
Reward redemption feeNil
Annual fee waiverNA
Fuel Surcharge Waiver

Cashback & Rewards

  • Earn 10% scapia coins on every online and offline spend
  • Earn 20% Scapia coins on travel bookings on Scapia app
  • No scapia coins on forex transactions

Reward redemption

No reward redemption fee is applicable, you can get a discount on hotel and flight ticket booking using these scapia coins. The value of 5 scapia coins is equal to 1 rupee.

Benefits of Scapia Credit Card

  • No joining fee
  • No annual fee
  • Zero Forex markup fees
  • 20% coins on travel booking via the Scapia app

How To Apply

  • Download Scapia app
  • Enter your Mobile number, Email, and basic details
  • Complete your KYC
  • If you are approved you will get a virtual credit card instantly


Scapia credit card is useful for forex transactions and this feature of this credit card makes it special. If you spends on foreign shopping sites or travels aboard then this card will save your money. As you know other credit cards charge more than 3% forex markup fees and this card has zero forex markup fee. This credit card offers unlimited domestic airport lounge access which is a very impressive feature of this card.

In this blog post, I have tried my best to share information about the features, fees, charges, and reward rates of the Scapia Credit Card. I hope this Scapia credit card review was helpful for you to know about Gild credit card, kindly share it with others on your social media.

Have you ever used a Scapia credit card, how was your experience? share in the comment section.

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Scapia Credit Card

Scapia technology private limited has launched it's co-branded credit card in partnership with Federal bank, This credit card specially designed for travellers who spent on travelling booking and worry about forex markup fees.

Editor's Rating:


  • Zero Forex markup fees.
  • Cashback on Forex transaction.
  • Easy redemption of coins.
  • No joining fee.
  • No Renewal Fee
  • Unlimited domestic lounge access


  • Low cashback on other spends

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