Are you searching for the credit cards for online shopping in India and earn huge cashback/ rewards?
Actually, you can save so much on your online spending using a cashback credit card.
There are some credit cards which offer huge cashback for online shopping. You can get one of these credit cards for online shopping and save money on your online spending. This means you will earn cashback & reward points on your online spending.
Are you in hurry 🏃? Do you need a quick decision to choose the best credit card for online shopping in India? Then you don’t need to worry about this here I am, I will suggest you two credit cards suitable for which will give you a flat 5% on your online spending. One is HDFC Millenia which gives 5% cashback on partner sites like Flipkart, Amazon, Myntra & Swiggy etc, you will also get discount offers during festive seasons. Another one is the Cashback SBI card which offers 5% cashback on all online spending without merchant restrictions but you will not get discount offers during festive seasons.
Ecommerce platforms like Flipkart, Snapdeal, and Flipkart have their own Co-branded credit card using which you will earn the highest cashback reward on respective shopping sites.
If you make online purchases regularly, you can save money by paying for these orders through a credit card. Major e-commerce platforms like Amazon, Flipkart, and Myntra always accept credit cards as a payment options.
In this article, I will share a list of the best credit cards for online shopping in India. So read this blog post complete to know the best credit cards for online spending suitable for you.
I have all information like joining fees, reward rate & annual fees etc which will help you to select a suitable credit card from the list of best credit cards for online spending.
Best Credit Cards For Online Shopping in India
Below I have shared some credit cards which offer huge cashback/rewards on online shopping. Before applying for a credit card you should check benefits, joining fees, benefits, reward rate etc. To maximize your savings apply for a credit card which is suitable for you. And never overspend just to get some cashback/rewards. Just buy those products/services which actually you need.
1. SBI Cashback Credit Card
Also Read: SBI Cashback Credit Card Reviews in Detail
SBI Cashback credit card is the best card to earn cashback on your online spending. SBI Cashback card offers flat 5% cashback on your all online spending. You will earn 1% cashback on recharge, bill payment & offline spending. But wallet load, Merchant EMI, Flexipay EMI and rent payments are excluded from this offer.
Cashback SBI card has no joining fee and the renewal fee is 999=Tax. Renewal fees will be waived if you spend 2lakh rupees in the previous year.
5% Cashback is capped at Rs.10000 per month which is very high, I don’t think it is so easy to hit this capping limit as it needs to spend at least Rs.2 lakhs to get Rs.10000 cashback (if calculated 5%)
2. HDFC Millenia Credit Card
Best Credit Cards for Online Shopping
3. Amazon Pay ICICI Credit Card
Amazon Pay ICICI credit card is a co-branded credit card brought to you by Amazon & ICICI bank. Amazon Pay ICICI card is also a very rewarding credit card which offers huge cashback on spending. This credit card offers more cashback on Amazon orders & partner sites. Amazon prime members get a flat 5% cashback on all purchases made on Amazon and non-prime users will get a flat 3% cashback. Flat 2% cashback on recharge & bill payments.
This card offers 2% cash back at over 100 partner merchants and you will earn 1% cashback on all other retail purchases (except fuel). Also, there is a 1% surcharge waived on fuel purchases.
Rewards will be credited to your Amazon Pay balance within 2 days of bill generation. If you regularly order from Amazon, this credit card is suitable for you. Amazon Pay ICICI credit card has no joining fee & no renewal fee, it’s a lifetime free credit card.
4. Flipkart Axis Bank Credit Card
Flipkart Axis bank credit card is also a very popular credit card from our list of best credit
5. SBI Simply click Credit Card
6. Axis Bank Buzz Credit Card
7. Axis Bank Neo Credit Card
8. Axis Bank ACE Credit Card
9. HDFC Moneyback Credit Card
Thank you guys for reading this article completely, In this blog post I have tried my best to share a list of best credit cards for online shopping in India. I hope this article was helpful for you to choose the best suitable credit card for your online spending. Please share this blog post with others on your social media, it motivates to create & share such informative & useful article on this blog.
Which is the best credit card for online shopping in India?
There are many credit cards which offer huge cashback & rewards on online shopping, You have to choose the credit card according to your need. I have prepared a list of the best credit cards for online shopping in India. You can consider SBI Cashback card, HDFC Millenia card and Axis bank ACE card the most popular credit card to use online and save money.
HDFC Millenia vs SBI Cashback card, which is the best credit card for online shopping in India?
Both cards have the same renewal fee. Cashback SBI card gives 5% cash back at all merchants but HDFC Millenia gives cashback at selected merchants. HDFC Millenia card has milestone benefits. HDFC Millenia credit card is the winner.
Which credit card gives the most cashback rewards on Amazon orders
SBI Cashback card, HDFC Millenia card and Amazon Pay ICICI card are the credit cards which offer huge cashback rewards on Amazon orders. You can also consider Axis bank ACE credit card which gives 2% cashback on Amazon orders.