Heys guys you wanna 5% cashback on your spending at Amazon.com and Whole Foods?
If you want 1% – 5% cashback on all your spending at Amazon.com and Whole Foods then you should get an Amazon Prime Rewards Credit card in 2023.
I am writing this Amazon Prime Rewards Visa Signature card Review after using this credit card for a long time. And one of the best cashback credit cards in the United States of America. If you’re a big spender at Amazon or Whole Foods, no other card can reward you this handsomely or consistently for your loyalty. And the good thing about this credit card is that this credit card has no joining fee, no annual fee and you will get an Amazon gift card worth $150 from Chase.
Amazon Prime Rewards Visa Signature card
| Annual fee | $0 |
| Partner bank | Chase |
| Card type | Store and rewards. |
| Rewards rate | 1%-5% |
| Bonus offer | Get a $150 Amazon Gift Card instantly upon approval. |
| Ongoing APR | APR: 18.99%-26.99%, Variable Cash Advance APR: 29.74%, Variable Penalty APR: 29.99%, Variable |
| Balance transfer fee | Either $5 or 5% of the amount of each transfer, whichever is greater. |
| Foreign transaction fee | None |
| Plus | Visa Signature concierge service and access to booking hotels in the Visa Signature Luxury Hotel Collection. |
| Travel protections | Travel accident insurance, lost luggage reimbursement, baggage delay insurance, travel and emergency assistance, auto rental collision damage waiver and roadside dispatch. |
Rewards Rate:
- 5% back at Amazon.com and Whole Foods Market.
- 2% back at restaurants and gas stations.
- 2% back on local transit and commuting (including rideshare).
- 1% back on all other purchases.
Embrace the bountiful world of rewards with the Amazon Prime Rewards card, where each point holds the value of a penny. These coveted points unlock a realm of possibilities, allowing you to seamlessly redeem them for eligible purchases on Amazon.com. The best part? There’s no minimum requirement for redemption, offering you the freedom to enjoy your rewards whenever you desire.
Unleash the Potential: The excitement doesn’t stop there. With the Amazon Prime Rewards card, you hold the key to a wealth of redemption options through Chase. Unlock the potential of cashback, where you can opt for a statement credit or have the funds deposited into your eligible checking or savings account. And just like Amazon.com, there’s no minimum threshold to hold you back from accessing these rewards.
Immerse yourself in the world of rewards with the Amazon Prime Rewards card, where each point becomes a gateway to endless possibilities. From Amazon.com purchases to cash back and a variety of redemption options, this card empowers you to unlock the rewards that suit your lifestyle. Embrace the journey and make the most of your valuable points today.
Redeem rewards at Amazon.com
You can redeem your rewards every day when you shop at Amazon.com. During checkout, you can use your rewards to pay for part or all of your purchase. There’s no minimum rewards balance to redeem. 100 points = $1.00 when redeemed toward eligible purchases.
Redeem rewards at Chase
Your points can also be redeemed at Chase for cash back in any amount, gift cards in increments of $25/2,500 points, or for travel with no blackout dates or restrictions.
Pros & Cons
Pros
- No annual fee
- High rewards rate
- Flexible rewards redemption
- No foreign transaction fees
- New cardholder bonus offer
Cons
- Must be a member/customer
- No 0% intro APR
FAQs
Does the Amazon Prime Rewards credit card have an annual fee?
The Amazon Prime Rewards card offers a remarkable advantage—it comes with no annual fee. However, to unlock the treasures of this card, one must first be an esteemed Amazon Prime member. The annual Prime membership fee, set at $139, grants you access to a multitude of exclusive perks, including the ability to apply for the Amazon Prime Rewards card. For those who do not wish to become Amazon Prime members, fear not. An alternative awaits you in the form of the “non-Prime” Amazon Rewards Visa Signature card. This variant carries no annual fee, ensuring you can still enjoy the benefits of being a cardholder. However, it’s important to note that this alternative card offers lower reward rates specifically for Amazon and Whole Foods purchases. Choose the membership path that aligns with your preferences, allowing you to bask in the advantages that best suit your lifestyle.
How can I use the rewards I earn with the Amazon Prime Rewards card?
The Amazon Prime Rewards card offers a range of flexible redemption options. You can effortlessly redeem your rewards for Amazon purchases, and apply them as a statement credit or a deposit in your checking or savings account. Additionally, you have the freedom to choose gift cards or book travel through Chase. With these versatile options, you have the power to make the most of your rewards in a way that suits your preferences and aspirations.
What are the rewards on the Amazon Prime Rewards card?
The Amazon Prime Rewards Visa Signature Card unlocks a world of earning potential. Enjoy a remarkable 5% back on purchases made at Amazon and Whole Foods, ensuring your shopping experiences are not only convenient but also rewarding. Additionally, indulge in 2% back at restaurants, gas stations, and drugstores, transforming everyday expenses into valuable rewards. For all other purchases, earn a solid 1% back, allowing you to continuously accumulate rewards as you explore a world of possibilities.
Does the Amazon Prime Rewards card come with a high-interest rate?
The ongoing APR is 18.99%-26.99%, Variable. This card doesn’t have an introductory 0% APR period.
What credit score do I need to qualify for the Amazon Prime Rewards card
The Amazon Prime Rewards Visa Signature Card is specifically designed for individuals with a solid credit history. It is highly recommended for those who possess good to excellent credit, typically indicating a credit score above 690. With this card, you can unlock the full range of benefits and rewards, tailored to complement your creditworthiness and financial aspirations.
Conclusion
If you regularly shop from Amazon and Whole Foods then this credit card should be with you. You can simply save 1% to 5% cashback on your spending on Amazon.com and there is no capping limit on cashback.
Thank you for reading this blog post completely, I hope this Amazon Prime Rewards Visa Signature Card Review was helpful for you, Kindly share it with others on your social media.